Presenting a seller with an offer involves numerous terms besides the purchase price. These terms include items such as the closing date and contingencies. Having to wait to see if a buyer can qualify for the loan is a burden for the seller. Even if the buyer has outstanding credit scores and significant assets, the seller has no idea who the buyer is. Becoming pre-approved for your loan eliminates one of those terms and communicates to the seller that your offer is solid. A seller who knows they are dealing with a pre-approved buyer is likely to be more flexible on price. This can potentially save the buyer thousands of dollars.

I highly recommend using a local lender for investing in Park City Real Estate. Local lenders offer competitive rates. Most of all, they can be a huge factor in a smooth and successful closing process. The following Park City lenders have proven themselves competent in addition to being both detailed and service oriented. I have closed numerous transactions with each one of them.

1) Rick Klein, Wells Fargo Home Mortgage
office 435-647-9055    800-575-6681
cell 801-558-5626

2) Linda Roberts, Crescent Mortgage
office 435-649-2999    877-420-2999
cell 435-640-7375

3) Keara Sardo, Cornerstone Home Mortgage
office 435-649-8585    800-297-8585
cell 435-640-2600